Showing posts with label frugality tips. Show all posts
Showing posts with label frugality tips. Show all posts

Monday, December 13, 2010

Today = MANY Online Free Shipping Offers, Plus Double Cash Back Cyber Monday 2 at ebates.com, Up to 12% Cash Back on Purchases Made Online

I have a theory that you should never have to pay for shipping on an item ordered during the holiday season. Here are some free shipping deals for today. Many shipping deals end 12/20 because that is the last day that certain online retailers can conceivably guarantee everyone delivery by Christmas. (Of course, after then you'll start to see a few "free rush delivery" offers, but for now we'll focus on the "free delivery" offers.)

Remember to go to the ebates site first when shopping online to earn cash back - I've got about $15 cash back earned so far this holiday season just for clicking to my favorite retailers' websites through ebates before I start my shopping there. And today, there is DoubleCash Back (they call it "Cyber Monday 2") at over 400 stores when you click through ebates, including Ann Taylor Loft, Barnes & Noble, Eddie Bauer, Gap, and Godiva, just to name a few!

Here's a small sampling. For the complete list of free shipping and double cash back deals going on today, go to ebates, then click on the Coupons tab at the top, and then click "Free Shipping" under "Filter by Type" in the column to the right.
  • Macy's: Free Shipping with $99 purchase, using code GIFTS, through 12/20. 5% cash back when you click to the Macy's site through ebates!
  • DSW (Designer Shoe Warehouse): Free shipping with $35 order with SHIPR through 12/17. 8% cash back when you click to the DSW site through ebates!
  • Adidas: Free shipping with $49 order (no code required, good through 12/16), and 12% cash back when you click through ebates!
  • Adobe (software): Free shipping on all purchases through 12/20, plus 10% cash back when you click to the Adobe site through ebates.
  • Aeropostale: Free shipping with $100 order (through 12/20), plus 8% cash back when clicking through ebates.
  • Apple: All orders ship free. 1% cash back through ebates.
  • Athleta (Gap/Old Navy's athletic wear for women): SHIP2ME code makes shipping and returns free on orders over $50, through 01/31/2011. 2% cash back when you click to the Athleta site thorugh ebates.
  • Babies 'R Us: free shipping over $100 as always, 2-4% cash back when clicking to the BRU site through ebates. (And, ohhhhh it is all too easy to spend $100 if you are baby shopping. Just some diapers and wipes would get you about halfway there.)
  • Backcountry (outdoors stuff - Patagonia, North Face, etc.): Orders over $50 ship free through 12/31 (no code required), plus 10% cash back when clicking to the Backcountry site through ebates.
  • Barnes & Noble, ships free over $25, plus 8% cash back when you click through ebates.
Just a reminder to check out our classic post "Free Shipping - Is It Really Worthwhile?" One way that I filter my shopping options when I get excited about a free shipping deal is to ask myself: If I were standing in a store holding this item (/these items), would I be as excited to get them? This helps to figure out if I'm heading toward an unnecessary impulse purchase or not.

That said, double cash back and free shipping to your door on items that you would have bought anyway totally beats heading out in the cold to brave the crowds at the mall!

Disclosure: if you sign up for ebates using our ebates referral link above, we will receive $5 bonus thanks to you if you happen to make a $20 purchase within 90 days. You'll receive a $5 starting bonus, too!
Today = MANY Online Free Shipping Offers, Plus Double Cash Back Cyber Monday 2 at ebates.com, Up to 12% Cash Back on Purchases Made OnlineSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Saturday, December 11, 2010

Budget-Friendly Christmas Gift Ideas For Those Who Have Everything, Part 6: The Gift of Prayer

If you're scratching your head this year trying to come up with gift ideas for those in your life who seem to have all of their needs (and even wants!) covered, we have a few ideas for you. This is part of our series running this week on Budget-Friendly Christmas Gift Ideas for Those Who Have Everything!
  • Give the gift of prayer. If you can honestly commit to praying for somebody, this can be a great complement to the hand-written letter. Pray across all areas of the person's life - for their health and peace of mind, for their relationships with God and their friends and family, and for their spirits through the holiday season.
If you missed them, check out:
Stay tuned tomorrow for another Budget-Friendly Christmas Gift Idea for Those Who Have Everything!
Budget-Friendly Christmas Gift Ideas For Those Who Have Everything, Part 6: The Gift of PrayerSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Friday, December 10, 2010

Budget-Friendly Christmas Gifts for Those Who Have Everything, Part 5: A Hand-Written Letter!

If you're scratching your head this year trying to come up with gift ideas for those in your life who seem to have all of their needs (and even wants!) covered, we have a few ideas for you. This is part of our series running this week on Budget-Friendly Christmas Gift Ideas for Those Who Have Everything!
  • Give the gift of a hand-written letter. Another overlooked option - taking the time to hand write a letter. Your words can do so much to brighten a person's day - much more so than a material item, in many cases. Think of all of the different ways to encourage them with your letter: write about aspects of the recipients personality that you enjoy, recollect favorite memories of things that you've done in the past, and even ruminate on what experiences you hope to share in the future. (Nothing like anticipation of future fun to add to the afterglow of receiving that letter!)
If you missed them, check out:
Stay tuned tomorrow for another Budget-Friendly Christmas Gift Idea for Those Who Have Everything!
Budget-Friendly Christmas Gifts for Those Who Have Everything, Part 5: A Hand-Written Letter!SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Thursday, December 9, 2010

Budget-Friendly Christmas Gift Ideas For Those Who Have Everything, Part 4: Give The Gift Of Fellowship!

If you're scratching your head this year trying to come up with gift ideas for those in your life who seem to have all of their needs (and even wants!) covered, we have a few ideas for you. This is part of our series running this week on Budget-Friendly Christmas Gift Ideas for Those Who Have Everything!
  • Give the Gift of Fellowship. This is so often overlooked - but so important! Just an evening enjoying coffee (or your hot drink of choice) over a cozy chat is a terrific way to bless someone during the holidays, when quiet, reflective times of fellowship can be so scarce. Of course, if cozy coffeehouse chats aren't your style, you can bond and catch up over LaserTag, or whatever other fellowship activity fits the bill. The point is to reconnect with each other, to encourage, to catch up on each other's lives - though take my word for it, your Great Aunt Edna's probably more into the coffeehouse option.
If you missed them, check out:
Stay tuned tomorrow for another Budget-Friendly Christmas Gift Idea for Those Who Have Everything!
Budget-Friendly Christmas Gift Ideas For Those Who Have Everything, Part 4: Give The Gift Of Fellowship!SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Wednesday, October 13, 2010

Works for Me Wednesday: Organizing My Gift Wrap STUFF before the holidays!

It's Wednesday, and that means it's time for another "Works for Me Wednesday" tip, as hosted by the blog carnival at We Are THAT Family. See this week's Works for Me Wednesday here.

How many of you out there have a pile of barely-used looks-new gift bags somewhere in your home? My mom is a chronic gift-bag saver, and so is my mother-in-law! The result of this is we've had the same set of Christmas gift bags revolving between our families for several years now! Many still look brand new, and others...well...let's call them well-loved classics. (Especially the HUGE Christmas gift bags...because we're all too cheap to buy enough paper or a new gift bag to wrap large-size gifts when a perfectly good Santa gift-bag is still kicking!)

Gift bags aren't the only thing we save, either. Gift boxes, bows large and small, fancy gift ribbons, and other like-new package decorations are continually reused, and even large unwrinkled sheets of gift wrap that once wrapped very large gifts are seen as potential gift wrap fodder for a future Christmas.

In fact, the only time I typically buy new gift wrapping items is when they are heavily clearanced after the fact; CVS and Target are my top locales for sniffing out gift wrap for pennies on the dollar in the weeks after Christmas.

Last week and this week, I made it my mission to clean out my SUPER messy "saved and clearance-purchased gift wrapping stuff" storage shelf in the basement. For real: it was a huge mountain of random gift bags, barely-used gift wrap, and other accoutrements.


For the past couple of years stuff has collected there, and it needed major help. It took me several minisessions of work (that's the way it happens when you're doing it with a baby and often also a three-year-old around). Here's how I approached it:
  • Throughout the entire process, throw away anything that looks too old or used. When in doubt, don't reuse it.

  • Separate all of your stuff: bows and tissue paper from your gift bags and gift boxes. Make a huge pile each of bows, tissue paper, bags, or boxes as you do this.

  • Sort your gift bags into three categories: teeny, standard, and HUGE. Put each size set in a box (could be cardboard, Sterilite, whatever works for you!).


  • Sort your tissue paper by color. For me, this was: whites, yellows & golds, reds & pinks, blues & greens, and white with patterns. Some tissue papers are holiday-themed, so it may behoove you to have a few tissue categories by holiday (Christmas, birthday, baby, wedding, Valentine's Day, etc.).


    When you're done with the sorting of the tissue paper, you can gently roll your stack and store the roll loosely upright in a smaller box. This way it's easy to see and easy to take a sheet out without messing up the rest.

  • Sort your gift boxes. Some are holiday-themed, so it may work for you to have box categories by holiday (Christmas, birthday, baby, wedding, Valentine's Day, etc.). Stack your gift boxes neatly, largest on the bottom, smallest on top, so that you can see them in one glance. Two post-Christmases ago, I picked up shirt boxes at Target for 90% off - and they're still in my stash. Sweeeeeet.



  • Put your bows and other box decor in a separate box. (Or further sort them if you like.)



  • Organize your items on a shelf or other designated location so that you can see things plainly and put things together quickly, so that when the gift-giving occasion arises you can wrap it in no time. Here's a sample scenario of how it might go:
    --What size is my gift? For which occasion? (You'd pick out your gift bag or box.)
    --What color tissue paper should I use? (You pick out a sheet or three from your color-sorted tissue paper.)
    --Do I want any other bows or decor? (You pick from your separate box of bows to match the gift bag and tissue paper.)

  • Pick up a hanging or under-the-bed gift-wrap organizer with compartments for storing a few items like spools of ribbon, tubes of gift wrap, "gift wrap scissors" if you have'em, and scotch tape (in my case, picked up for $0.24/roll on clearance).


  • If you like, you can save the "too old" tissue paper for kid-oriented craft projects like tissue paper carnations, which make terrific decoration come spring and Mother's Day! "Too old" gift wrap can be used for scissors practice, too.
What are the benefits to getting together your gift wrapping stuff now? Well, there are quite a few:
  • You will save money, because you'll know at last the extent of your supplies at home. No more last-minute purchases of bows or tape or wrapping paper at the store (probably at full high-season pricing) only to realize later that you had it at home all along!

  • In the same vein, you'll know when you're about to run out of something because you have an awareness of what's already in-stock at home, and that way you can keep an eye on deals or seasonal clearances to stock back up.

  • No more crummy too-old tissue paper on gifts you give because you grabbed that still-looks-new gift bag (containing said too-old tissue paper) from the top of your "gift wrap stuff" pile in a rush.

  • Having your gift wrapping stuff organized means that you're less likely to procrastinate on holiday gift-wrapping and will save time when you do gift wrap.

  • Knowing what you have, you'll be able to put together more creative combinations of bows, paper, bags, etc. than if you were just staring at a mountainous pile of unorganized gift wrap leftovers.
Organizing my gift wrap miscellaneous in time for the holidays works for me!

What organizing tasks are you tackling now so that you can have a more peaceful, less expensive, less-stressed holiday season?
Works for Me Wednesday: Organizing My Gift Wrap STUFF before the holidays!SocialTwist Tell-a-Friend
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Friday, September 24, 2010

Frugal Friday: Cutting Our Own Hair



It's time for Frugal Friday!

For the last five years, I have been cutting my own hair. At first I was very tentative and cut it in a simple long cut. But over time, I grew more adventurous. Yes, I have made a couple of mistakes, but nothing that couldn't be amended with a couple of bobby pins or some hot rollers for a few weeks. And I have learned from my haircutting mistakes to where I now give myself a decent layered long cut in the bathroom mirror in about 5 minutes.

Now for some caveats: My hair is thick and straight and fairly manageable. If it were a texture requiring a bit of extra care or shaping, then I would probably invest in professional haircuts. But since my hair is straightforward and my days are spent at home with my young daughters (and not, say, as a newsanchor), I save around $288 annually in haircutting, if you assume $40 cuts every 8 weeks with a 20% tip.

I also cut my 3-year-old daughter's hair. Her texture is even more forgiving as it has just a bit of wave, and I am not about to spend money sending her to a salon when the haircutting practice I've earned on my own head can be put to use on hers! Even if I would instead take her to a budget haircutting place every 8 weeks at $20/cut, with 20% tips, that's still $144 saved annually.

Since I'll be regularly cutting my baby's hair soon, that's a total of $576 + tax saved annually for the three of us just for me being willing to experiment with a pair of haircutting scissors at home. Nothing ventured, nothing gained, right? The one place I do invest is in the scissors - I spent over $13 on scissors specifically made to cut hair which have serrated edges. :)

What grooming tasks have you turned into DIY efforts to save money?
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Tuesday, September 21, 2010

Bananas $0.10/ea. at Target this Week!

One other thing I noticed at Target - the bananas are $0.10/ea. (retail: $0.19/ea.!) A 7-8 ct. bunch of bananas would cost me somewhere around $1.50-$2 at Giant, but at Target this week they're under $1! I snagged a couple of extra bunches, because I'm planning on slicing and freezing them ripe so that I can have chunks of frozen bananas to throw in smoothies. Or, you know, make 1-ingredient banana soft serve. Yum!
Bananas $0.10/ea. at Target this Week!SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Tuesday, August 10, 2010

Necessity = Mother of Invention, When Eating and Couponing Primally

As you may recall, I (A.) have been eating a "caveman-style" diet since mid-June in a bid to manage my insulin levels. That is, no processed foods, no sugar, no grains. While the new lifestyle has been a boon to my energy levels, and has enabled me to lose a significant amount of baby weight with minimal hunger, it has really put the brakes on my couponing abilities!

I used to coupon with the best of them, even once hauling in over $40 in free yoghurt over the course of a Shopper's Food Warehouse double/triple couponing event (yes, we were eating free yoghurt for weeks). It was routine for me to pay pennies on the dollar for my breakfast cereal, yoghurts, condiments, snack foods, and so on.

But now, I'm discovering that almost all of the foods that I'm eating - fresh fruit and vegetables, eggs, full-fat organic dairy products, seafood, animal protein like poultry, pork, and beef, and nuts (excluding peanuts) - have little-to-no coupon offerings. That's not to say no couponing exists for these categories; it's just that manufacturer coupons for such things are rarely offered, and I think that this is because whole roasting chickens are not exactly something that a manufacturer yearns to incentivize. Why? What is more profitable for a manufacturer: getting me initially hooked and then paying retail on nonperishable toastable breakfast pastries, or a perishable, minimally processed hunk'o'poultry?

*Sigh* So our food budget has been going through a few spasms. By no means am I planning on giving up my current eating lifestyle; I've gained too much energy and lost too much baby weight to go back to processed carbs, which just seem to wreak havoc on my system. We have also saved a significant amount of money in that we are no longer buying a lot of snack food and soda. But I am definitely going to have to get a lot more creative if this lifestyle will become a sustainable line item in our budget.

So here is my game plan for the future as I try to get our food budget lean:
  1. Buy and freeze animal protein at a discount, when possible. This is a tactic that I've been using for years, anyway. For me, the cheapest that animal protein gets gets is omega-3 organic eggs (I buy these in bulk at Sam's Club) and Nature's Promise whole chickens (~$1.89/lb. retail at Giant).

  2. Find the few coupons out there that enable whole foods eating: Cascadian Farms and Muir Glen coupons, produce coupons (though rare they still exist), organic dairy coupons via Mambo Sprouts. If I can apply $1 coupons during doubling, I could get a deep discount on bags of Cascadian Farms frozen fruits or veggies, or free or near-free Muir Glen canned tomato products. Other items that I could still coupon would be coconut milk, nuts (excluding peanuts), dried (no-sugar-added) fruits, and Eggland's Best eggs.

  3. Research price points at Whole Foods and Trader Joe's on organic dairy and other items. Though I don't live all that near to either one of these, my parents and inlaws do, and we see each other every weekend or so. Though WF and TJ's are often maligned for their expense, the fact is that their organic dairy prices are competitive or even well below those of organic dairy as sold at mainstream chains like Giant. Also, if you buy a case of anything at Whole Foods, you get a 10% discount. So, I could probably save up to about 20% or more by buying my organic dairy products from Whole Foods. My new favorite grassfed butter - Kerrygold - is $2.69/pack at TJ's, but $3.99/pack at Giant! That's a huge difference, especially for something that keeps as well as butter does. (Also, on a related note, Bloom has some of the cheapest half-gallons of organic milk out there, at $2.99/ea.)

    Whole Foods' produce is often competitive as well. This past Friday, for example, they were doing BOGO on $5.99 watermelons, making them about $3/ea., cheaper than Giant has ever offered this summer!

  4. Think seafood. I'm slowly gaining an appreciation of price points for fish, scallops, shrimp, and so on. The more I monitor prices on these, the more I become aware of when a truly great sale price comes up in a weekly ad, so I can take advantage. Bummer, though, that most of Giant's seafood is thawed; you're not supposed to refreeze seafood or animal protein that has been already frozen! So while it's often true that I can't stock up for the freezer, I can plan to make a couple of meals in a week from a thawed well-priced seafood product that is on sale.

  5. Buy produce on sale. Again, a tactic that I've been using for years. I think that, more than ever, we will be eating seasonally in conjunction with what's fresh and on sale.

  6. Eye toward next year's produce. I'm mulling options to make produce even more affordable for us - maybe a CSA, maybe some square-food gardening (as many frugal bloggers do), or maybe a bit of both. Of course, the plants by my kitchen sink are about 2% alive right now, so a venture in home gardening may take a few seasons before I've got a workable harvest. ;-)

  7. Source specialty items from Amazon via monthly deals and Subscribe and Save. This way, I can usually save 25, 30, even 40 percent if I watch the deals carefully. (And by specialty items, I mean things such as coconut oil, which is much cheaper from Amazon than from Giant.)
Do you have an eating lifestyle that precludes most couponed food items? If so, how are you still managing to trim your food budget?
Necessity = Mother of Invention, When Eating and Couponing PrimallySocialTwist Tell-a-Friend
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Friday, April 30, 2010

Frugal Fridays: Dirt Cheap Yarn


Admittedly, I am not a knitter. But, I recently heard a fantastic story from my college roommate, who was visiting with her husband. Apparently my roommate's mother-in-law peruses the racks at a deep-discount retailer which sells imperfect or security-ink-stained clothing; essentially one level below the likes of Ross or TJMaxx. She is not shopping for clothing - she's shopping for yarn in the clothing racks.

Since size or small imperfections are no hurdles, she can pick up knit sweaters for pennies on the dollar, whereupon she returns home and unravels the sweaters. (If it were me doing this, I'd totally do it while watching reruns of my favorite show...) SO, as I understand it, she is essentially getting entire skeins' worth of yarn for a buck or two per skein, which she uses to knit hats and mittens. (Compare this with buying yarn at the craft store, where even with a sale or coupon the yarn could cost around $4-5 per skein.)

I am pretty sure my jaw had hit the floor by the time my roommate had finished telling me about this practice of her mother-in-law's. Once I'd fully absorbed the story, I said, "With your permission, I'd like to blog this..." :)

If you were a person who was very crafty with knitting winter accessories, especially for rapidly-growing kids who were only going to use them for a few months, this could be an extremely frugal way to go about it!
Frugal Fridays: Dirt Cheap YarnSocialTwist Tell-a-Friend
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Friday, October 30, 2009

Frugal Fridays: Making Your Own Fancy Chai Latte - and Other Hot Drinks

This post is a part of the Frugal Fridays carnival, hosted by Life as Mom.

I know that making one's own fancy hot drinks is a strategy common to frugalistas near and far, but I think it's a habit that's only proliferating in the face of the current state of the economy. People are starting to measure the actual return on investment of $4 drinks, and wondering if they might not get a similar ROI with their own brews and concoctions at home. Even better, most find that they prefer their own drinks because of the ability to control flavor aspects and ingredients to their liking.

Which brings me to the homemade chai latte. Back in my college days, my student union introduced chai lattes, and at around $2/cup for the largest size, I was instantly hooked. Even though it initiallly had to be explained to me as "pumpkin pie in a cup", once I was in the chai-buying groove, I felt so hip and cosmopolitan - not to mention warm and sugar-sated.

But folks? Even $2 for a drink can add up quickly if it's a habit, and mine was quickly becoming one in my college's colder climate. Then one semester, my longtime roommate and chai-loving bosom buddy came back to school with a revelation. Over the break, a friend of hers had taught her how to make chai lattes from scratch at home. What's that? Chai whenever you want - in the comfort of your own dorm room? No cross-campus treks through the cold to spend money on chai? I was mesmerized as she laid out the method (posted here with her permission):

Ingredients for one homemade chai latte:
  • 1 bag plain black tea (you can use decaf black tea for a decaf chai latte!)
  • 1 mug full of milk
  • 6 or 7 cardamom pods, cracked open with any mortar/pestle type method (but not completely crushed)*
  • 3 or 4 whole cloves
  • 1 cinnamon stick (or ground cinnamon)
  • Sugar or Splenda to taste
*Note: I have found these at Whole Foods in a small package in the bulk dry foods section - several hundred pods for around $4.50. I'm willing to guess that they might also be found at Wegmans and international groceries in the area.

My chai master says:

Aficionados would demand that you cook the recipe on the stove, starting with slowly boiling the milk, tea, and sugar, then adding the cardamom pods, the cloves, and the cinnamon stick and simmering the mixture for about 10 minutes. They would also say that Splenda is a horrible product.

You can also dump everything into a mug and microwave it. [...which is exactly what we would do in our dorm rooms...with Splenda!]

OK, so we were not chai purists - but my roommate's recipe removed the aura of mystery from chai lattes - and to this day I see how far I can break down fancy drink concoctions by myself at home. Other ingredients I have been known to add to my homemade chai lattes:
  • Fresh sliced ginger
  • Ground ginger
  • Ground cardamom
  • Nutmeg
Note: one way to keep chai latte seasonings contained is to use a tea infuser (I got mine at IKEA for cheap). Make your drink hot with the black teabag, then add the other ingredients via tea infuser to brew - in other words, don't microwave a metal tea infuser. :) When you're done brewing and ready to drink, all you need to do is remove the teabag and the tea infuser!

If you're having a gathering of friends over and want to impress with fancy drink options, you're in luck! This is the time of year when hot drink mixes and ingredients are marked down for holiday sales - and coupons for them are everywhere. Here's what you need to host a barista gathering on the cheap (I put "couponed!" next to items for which I've seen coupons in the past):
  • Regular ol' coffee (couponed!)
  • Milk (lots)
  • Half and Half (lots)
  • Cans of whipped cream (couponed!)
  • Black tea (couponed!)
  • Cinnamon sticks/ground cinnamon
  • Cardamom pods
  • Cloves
  • Sugar (couponed!)
  • Honey (couponed!)
  • Artificial sweeteners, if desired (couponed!)
  • Flavored syrups (couponed!)
  • Hot chocolate mix (couponed!)
  • Bittersweet chocolate shavings and/or caramel syrup, to sprinkle/drizzle on the top of whipped cream drinks along with cinnamon
This assortment pretty much enables people to make their own coffee, tea, or hot chocolate, adding their dairy product and sweetener of choice, and topping with whipped cream and the aforementioned accoutrements like chocolate shavings and caramel syrup.

If you'd like to make flavored coffee to rival expensive flavored gourmet coffee, check out our classic post on making your own flavored coffee in your coffee pot at home.
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Frugal Fridays: Making Your Own Fancy Chai Latte - and Other Hot DrinksSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Friday, September 18, 2009

Friday Fun and Frugal Tidbits Roundup

Here's a outside-the-box frugal homemade cookie recipe with kick - Mexican Hot Chocolate Snickerdoodles, courtesy of Post Punk Kitchen. Dairy-free and egg-free, too.

Saving sanity and time is just as important (if not more so, arguably) than saving money. Ergo, do yourself and everyone else a favor and wash your hands! The New York Times' Tara Parker-Pope reminds us of how crucial cleaning your hands is to avoiding flu in general and H1N1 (swine flu) this winter. So stock up on your couponed hand sanitizers and Softsoap!

The Washington Post is reporting on the lower grocery prices at D.C./Metro area grocery stores, including Safeway and Giant. It also mentions that a Super WalMart (WalMart with full-service grocery store) will be opening in Manassas soon. Woo hoo!

Slash Your Grocery Bill with Store-Brand Products - Get Rich Slowly highlighted the importance of not dismissing generics out of hand - with savings illustrated in a neato table.

This guest post on Frugal Coupon Living, by Mama Cheaps' Devon describes how you can send otherwise useless expired coupons to military bases overseas - where the military commissaries (grocery stores) will accept expired coupons up to 6 months past their expiration date! Very cool idea - and will mean that your clipping efforts aren't wasted. Check out the Overseas Coupon Program today!
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Friday Fun and Frugal Tidbits RoundupSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Friday, September 11, 2009

Friday Frugal Tidbits Roundup

Here are some tidbits that we've spotted the past week, a mix of eyebrow-raising headlines and common sense:

Overspending on Debit Cards is a Boon for Banks - Via NYT. "...banks now make more covering overdrafts than they do on penalty fees from credit cards." Great incentives to keep close track of your account balances!

How to Cook for Kids Who Aren't Foodies - Via Double X. A great reminder that, when you find frugal recipes using staples that your family loves - you shouldn't feel bad about putting them into regular rotation!

The Social Side of Obesity - You Are Who You Eat With - Via Time magazine. Your dining companions can dictate how much you do or don't eat, often to the tune of hundreds of calories! This applies to concepts of frugality, too. If you and your family members as a group don't overconsume on food, you'll save money and waistlines in the aggregate!

A Weak Back To School Season for Retailers - Again via NYT, from last week. Apparently, with college and high school students' summer jobs being slim pickings, and parents having budget 'reality checks' of their own, prestige retailers like Abercrombie and Fitch are suffering sales drops by as much as 29%. Maybe...just maybe... the consumers are paying half the price for classic jeans will last for a few years instead of those that aren't already professionally deconstructed and abraded.
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Friday Frugal Tidbits RoundupSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Tuesday, September 8, 2009

Tuesday Deals Roundup - 80% off Uggs, Freebies at La Madeleine, and More!

We're going to post this early because the Uggs deal is moving so quickly - but check back through today for any other additions to the deals roundup. :)
  • Sweet shearling linings, Uggs are 80% off until Sept. 15th at 6pm.com. The most common styles and sizes are moving lightning fast, so shop now for the biggest selection. Remember that unlike most shoe sites, this one charges a flat $6.95 shipping fee. With thanks to Frugal Coupon Mom.

  • If you go to see Julie and Julia, keep your ticket stub - it will get you free small soup or salad at La Madeleine. Quelle bonne chance! Merci, Mommy's Wish List (Souhaites de Maman?)!

  • In the weekly Diaper and Formula deals roundup, Baby Cheapskate calculates that buying Huggies at Target this week is an opportunity to stock up on diapers at $0.20/each for the size 3s. Thanks, BC!

  • Orders over $10 ship free through Sept. 20 at ArtsCow.com. Use code FSOVER10.

  • Through Thursday, Sept. 10, use the code EXTRA20 to get an additional 20% off final sale items at JCrew. Remember that all sales on these items are final. Going to JCrew through ebates will net you an additional 1.5% cash back.

  • CVS Summer Clearance is on, baby, on! Pay pennies on the dollar prices for summer wear, summer deco, etc. Thanks go to Frugal in Virginia for sending up the alert.

And besides the deals, a few fun savings and frugality posts worth checking out:
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Tuesday Deals Roundup - 80% off Uggs, Freebies at La Madeleine, and More!SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Saturday, August 15, 2009

New Series: Menu Planning Monday


In an effort to keep myself more organized, I've decided to start posting menu plans here on Mondays. Inspired by I'm an Organizing Junkie, I'll do my best to plan ahead for my family based on what is in our pantry and fridge and share those ideas here each week!

Since I caught the "frugal bug" just over a year ago, I've discovered that meal planning is the #1 best way for my family to save money. Why and how?
  • Meal planning cuts spending on impulse items at the grocery store because my shopping lists are very specific now. It also cuts down on extra trips to the stores because of a forgotten items.
  • Meal planning forces me to use items that are already in my home before shopping for new items. Because I shop later in the week and start my meal plan schedule on Sundays, there are always a few days each week where I don't have the freshest produce or any produce at all. The pantry is my friend on these days.
  • Meal planning allows me to be flexible - I set up a plan for 5-7 meals I know I will cook each week, but if I don't feel like eating something I've assigned to a certain day, I can swap it out with something more appealing. This cuts down on impulse takeout purchases or restaurant meals out.
  • Meal planning allows me to easily double or triple meals if there is another family in need of a home cooked meal. We enjoy blessing other families in this way, and it's easier to make more food if I've planned to have such food in the house. Before I started meal planning, I still took meals to others but planned a separate "special" meal that involved extra ingredients. Now we have a "special" meal, too!
Some other thoughts about meal planning:
I use several tools in my home to make this work.
  • I keep a magnetized tablet on the fridge so I can scribble meal ideas as they come to mind when I'm going in & out of the fridge.
  • I keep another magnetized table on the fridge for an ongoing grocery list. I printed food categories on a sheet of paper, taped that to the back of the tablet, and easily get around the grocery store because my to-buy items are grouped together. When I'm ready to shop, I grab the list and go.
  • I keep one other sheet of paper on the fridge to track items I'll need to buy at Costco. I visit Costco twice a month for staple items and hate to forget something because I'm there infrequently.
  • I've tried several ways of cataloguing and tracking meals that we like and have experimented with ways to keep myself organized so I don't run out of meal ideas. The thing that works best for me has been an Excel spreadsheet that I started 2 years ago when I first stayed at home. From time to time I open that up and update it with our favorite meals based on our tastes and categorize it by season.
  • I have a great Crock Pot. I use the Crock Pot 1-2 times a week, and I always plan to use it on my busiest day.
  • I also have a Kitchen Aid mixer. I bake a lot, including bread, and these items are inexpensive and delicious when made at home. The dough hook on the Kitchen Aid mixer is an invaluable tool for me.
Come back on Monday to give meal planning a try!
New Series: Menu Planning MondaySocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Friday, May 22, 2009

Notes on Giant Run - "Cheap Date Night In!"

Made a stop at Giant today - as predicted based on the coupon offer text, the $3/$15 meat coupon definitely works without/before the BonusCard is scanned.

Porterhouse and T-Bone steaks measured in packages from ~$20-$30 retail ($10-$15 after BonusCard discount) - which makes it hard to use the "buy $15 of steak" strategy I mentioned before. Basically about the best you can do on the steak is to buy the smallest package available, around $20 retail, use the $3/$15 coupon, and then scan your BonusCard to get a $20 package for $7. Still a great (and oh so freezable) discount at 65%.

Those of you who are more "housebound" because you're parents to little ones can appreciate the value of a post-kids'-bedtime "date night in".

Here is a sample of a date night in based on price ranges of items that I picked up today (see our discussion of weekly deals and matchups at Giant):

2 Porterhouse Steaks - $7 after $3/$15 coupon
2 ears of corn, grilled, ~$0.34 on sale
1 watermelon @$3.99, - we'd eat ~$1 worth for dinner
1 Ben and Jerry's pint - $2 after $0.50 manufacturer coupon
1 can ice cold Barq's root beer for hubs - $0.18 after Coke 12-packs deal
(water for me)
=======================
Total consumed: $7 + $0.34 + $1 + $2 + $0.18

=~$10.52 for a quickly-prepared dinner of "splurges", and no tips to pay! (Though I could prorate the pennies of propane, the Heinz 57, the free-after-Cats-and-coupons butter, and salt and pepper if you really wanted me to...) Did I mention that I ended up with half of my steak leftover for today's lunch? Maybe that would bring the price for the sample dinner date down another $1.75. ;-p

This date would have normally cost around $26.91 at retail grocery prices or upwards of $50 for a sit-down dinner out (babysitter not included!), for a date discount of up to 80% or more. That's what I call a cheap date. :)
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Notes on Giant Run - "Cheap Date Night In!"SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Tuesday, May 19, 2009

New York Times Piece: Credit Card Industry Aims to Profit From Sterling Payers

Go and read this article. Apparently with new credit card legislation/regulation at play, credit card companies won't be able to make their biggest profits (was 70% of their revenue streams) from delinquent payers the same way that they have in the past. What does this mean? The perks programs - no annual fees, rewards and cash-back programs, etc. - are likely to evaporate since the only other sources of income would be sterling payers: people who faithfully pay their bill in full every month.

If you are a perfect credit card payer (and you should try to be, because otherwise it's money down the drain on fees and interest) - it's probably best to monitor your card's interest rate and the other fine print. Before you know it, a long-loved rewards program could silently cease (save only the teeny tiny notification at the bottom of one of your bills), or an annual fee could start on your account. Definitely budgeting considerations! And for fun, check out Crystal Paine's post today on making a mosaic frame out of cut-up credit cards - so cute!
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New York Times Piece: Credit Card Industry Aims to Profit From Sterling PayersSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Tuesday, May 12, 2009

Kraft Coupons and Target matchups

You may have already caught wind of a new set of Kraft coupons available. If not, click here to sign up for the Kraft community. You'll get the Kraft magazine in the mail, which usually has valuable manufacturers coupons inside. You'll also gain access to the new coupons so you can print yours - you should be able to print 2 sets.

Attention Target Shoppers has some great matchups on coupon stacking to get some of those tasty Kraft products into your home!

As always, many of these nonperishable items would make great food donations to your local food pantry or food bank.
Kraft Coupons and Target matchupsSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Monday, May 11, 2009

Make-Your-Own Experiment - Bagels, Cream Cheese, Granola, and More!

A couple of weeks ago, Slate's Jennifer Reese did a neat article detailing her efforts at making staples at home as cheaply as possible - to see which are worth making at home for the budget-conscious. Surprise, surprise: many items - yoghurt, bagels, granola among them - turn out to be classified as worth trying to make at home, not just because they're cheaper, but because they taste considerably better.

Check out the article for a the author's take on making the following at home:

Bagels
Cream Cheese
Yoghurt
Jam
Crackers
Granola

We weren't surprised to see the bagels on the "definitely make your own at home" list - after all, Frugally Blonde makes her own drool-worthy bagels all the time.
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Make-Your-Own Experiment - Bagels, Cream Cheese, Granola, and More!SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Friday, May 8, 2009

Making Meals at Home = Avoiding Obesity?

This is a little off the beaten path of our usual post content, but we think it's fascinating. The New York Times' Catherine Rampell plotted the average time each day that an average citizen of a country spends eating against the national obesity rates. The result is fascinating. Check out where the U.S. is hanging out!

Meanwhile, personal finance columnist Michelle Singletary noted in this past Wednesday's Washington Post article that making and eating your meals at home and eating out less is a great way to reclaim a chunk of your budget.

Singletary says,

"Because I write The Post's Color of Money personal finance column, I've seen the high cost of eating out. Dozens of readers regularly tell me that their budgets get busted by frequent restaurant visits.

If you shop well, you can cook at home for less money. But there's another important benefit and blessing that is priceless: Having family meals at the same time, at the same table is a way to keep the family healthy and close. I just wish I had understood that earlier in my marriage and motherhood.

Some of the best times I've had in my home with my kids and husband have occurred around the preparation or consumption of a meal. We have to teach our children how to cook, so they can cook for their families and minister to their needs. "

Amen to that.

If economic pressure makes us reinvestigate thrifty grocery shopping and old fashioned family dinners at home, maybe we'll take a little more time at the dinner table to to savor the fruits of our efforts in the supermarket and kitchen...and bonus: we just might buck an American obesity trend along the way.
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Making Meals at Home = Avoiding Obesity?SocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!

Sunday, April 26, 2009

Roundup: Some Recent Worthwhile Reads

For fun and info, here are some articles that pinged our radars this week:

Five Frugal Food Tactics from Trent's Kitchen - includes a recipe for make-your-own cream of soup. Nice! Thanks to A Simple Dollar's Trent for these sweet tips. Trent also did a great post which serves up the a choice reason to seek frugality: the more frugal you are (that is, the more you pursue it as a lifestyle), the more you can afford to take on a job that really delights you, instead of one that drags you down.

Gina's post alerted us to Mindi's Coupon Ethics - Why Stores Don't Trust Us - which came with a follow-up Coupon Ethics: Coupon BarCode Decoding. We had no idea that there were so many ways to cheat/fraud the system - which definitely helps to explain the occasional surly attitude you can run into while couponing. More incentive to respect print limits, honor coupons' stated terms, and remain ever friendly and honest in your coupon dealings - do it for yourself and your fellow couponers! Many thanks to Mindi for putting major points in this hot-button issue all in one spot.

Ginger of Attention Target Shoppers did a post on the "Recycle Bank" - recently featured on Oprah - in which recyclers can accumulate credit for shopping at participating Target locations! Wish there was a participating location closer to us, but maybe in the future...(Thanks so much, Ginger!)

Finally, Ginger also covered Huggies' New Enjoy the Ride program, and included info on $2 Huggies coupons and codes to redeem in the program for points.
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Roundup: Some Recent Worthwhile ReadsSocialTwist Tell-a-Friend
Ebates and Swagbucks are both easy ways to earn rewards while doing what you normally do - web-searching through Google and shopping for bargains online!